Cash Application

95% of cash application handled automatically

Stuut matches payments to their invoices, resolves the messy exceptions, and posts cash to your ERP the same day.

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TRUSTED BY

At work inside the world's leading enterprises

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Ally

Emburse

Bishop

Honeywell

Rapido

MPG

StateSystems

CharterUP

Verifone

ATIS Group

EZG

Perkin

Greenlight Guru

Malta

Hybrid

Active

Brixton

LogRocket

NCR Voyix

Zoominfo

Conduent

Greenhouse

Surgery Stuff

Novacore

Action Elevator

Finally, a coworker who applies themselves

WHY TEAMS CHOOSE STUUT

Messy money in. Clean books out.

Run whatever remittance throws at it

PDFs, emails, spreadsheets, lockbox files, portals, bank data. Stuut pulls the context together even when the information arrives separately from the payment.

Works the exceptions before your team sees them

Stuut investigates mismatches, pulls in missing context and resolves what it can on its own. Humans only get the cases that genuinely need judgement.

Posts cash while it’s still today

Once Stuut knows where the money belongs, it applies it and posts back to the ERP, so yesterday’s receipts don’t become tomorrow’s reconciliation work.

How it works

From cash in to cash applied

Capture

Stuut catches the payment and the paperwork. Payments come in from bank feeds, lockboxes, and gateways, and remittance gets read wherever it shows up, structured or not.

Apply

Splits, short-pays, overpayments, deductions, multiple entities, multiple currencies. Stuut resolves cases on its own, and the rest reach your team with the legwork done.

Post

Same-day posting to your ERP.
No overnight batches, no manual journal entries.

Learn

Stuut only needs telling once. Every exception your team resolves becomes how Stuut handles the next one, so match rates keep climbing. A few months in, Stuut handles things like someone who's been there for years, and when your people move on, everything they taught stays behind.

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Testimonials

"Stuut has let us scale AR coverage across our customer base in a way we couldn’t with headcount alone. We’re reaching more customers consistently and getting paid faster as a result. Now we’re expanding Stuut further upstream in order-to-cash to address the issues that often sit behind an unpaid invoice.”

Razvan Bratu

Head of Quote To Cash

Stuut is becoming the program to use from order entry to payment. Get full control of your complete process, detect issues very early, automate the boring work where employees can focus on difficult cases."

Edwin Naezer

Director, Value Creation

Within the first 5 weeks after go-live, Stuut allowed us to redeploy about 60% of the headcount cost associated with the invoice-to-collections process and invoices aged over 60 days reduced by over 40% in the first 90 days."

Jeff Martini

CFO

Stuut's agentic AI adapts to our collection strategies and keeps improving, learning which customers need a nudge versus a phone call, and handling the edge cases that would normally fall through the cracks. When you're collecting across hundreds of entities, that level of intelligence makes all the difference."

Vik Thankur

GM, Finance

Stuut relieves the day-to-day activities that are mind numbing of simply contacting customers, providing them invoices, and then trying to filter through all the feedback that comes."

Al VanLeeuwen

Fractional CFO

Evaluating Stuut reinforced for me how differently we need to think about AR technology. We didn’t need another system to help our team manage collections. We needed technology that could actually execute the work."

Alyssa Johnson

Director of Accounts Receivable

Stuut has exceeded all of our goals. Our overdue percentage dropped from 26% to 11% in two months, DSO is down 2 days, and our team absorbed substantial AR growth and trained new hires without collections falling behind. What would have caused aging to trend up just...didn't. Stuut is a product and team to bet on."

Dan Manshaem

CEO

The best AI tool for finance teams who care about speeding up their AR, especially if you also care about the cost efficiency of your AR team."

Howard Bornstein

President

Stuut makes our AR process faster, cleaner, and far less manual. We are excited to add even more agents to our order-to-cash process as they continue building."

Thomas Hultgren

SVP of Finance

Stuut is the next big thing. AR is the backbone of any successful business so having a product that can take care of the process is very impactful."

Krzysztof Nagaba-Poniatowski

Senior Collections Specialist

Stuut is the right solution for the work that was being overlooked, especially concerning all the smaller customers. It’s helped us collect faster, improved our working capital, and freed the team from manually chasing low-value AR.

Andrew Ross

Interim CFO

BUILT FOR LEADING COMPANIES

Enterprise-ready without the enterprise rollout

Stuut connects to your ERP, bank feeds, lockboxes, and payment gateways in 3 days. No rip-and-replace, no drawn-out migration. It works inside your controls, logs every action, and encrypts and tokenizes sensitive data, so you hold the keys.

any more questions?

FAQ

How does Stuut handle partial payments and short-pays?

Stuut identifies partial payments, matches them to the correct invoices using customer history and payment patterns, and automatically resolves the most common exception types. The 5% that need human review get routed to your team with full context attached.

What ERPs does Stuut integrate with?

Stuut integrates natively with SAP, Oracle, NetSuite, Microsoft Dynamics, and Sage. We also connect to major banks, lockboxes, and payment gateways. New integrations are added regularly.

How long does implementation take?

Most customers are live in 3-4 days. Stuut connects to your existing ERP — there's no data migration, no lengthy onboarding, and no IT project required.

What happens with exceptions the AI can't resolve?

Stuut routes unresolved exceptions to your team with full context — the payment details, customer history, and recommended action. Your team resolves it once, and Stuut learns from that decision for next time.

How is Stuut different from HighRadius or Billtrust?

Legacy tools use rule-based matching (if/then logic). Stuut uses AI that learns from your team's actual decisions. Match rates improve over time, exceptions decrease every week, and you're live in days instead of months.

Does Stuut replace our ERP?

No. Stuut sits alongside your ERP as an intelligence layer. It reads from and posts to your existing system — no rip-and-replace.

Can Stuut handle multi-entity and multi-currency matching?

Yes. Stuut matches across entities, currencies, and formats. Parent-child hierarchies, cross-border payments, and complex account structures are handled natively.

What does the compound learning loop mean?

Every time your team corrects or approves a match, Stuut learns from that decision. Over time, the agent handles more autonomously and your team handles less. Match rates climb, exception volumes shrink, and the system gets smarter the more you use it.