Payments

Make every invoice easy to pay

Stuut puts the right payment option in front of every customer, routes each payment to protect your margin, and matches it back to the right invoice automatically.

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Our customers

How leading enterprises get paid

Greenhouse

Verifone

Rapido

Bishop

Action Elevator

Brixton

NCR Voyix

ATIS Group

Novacore

LogRocket

Surgery Stuff

CharterUP

Malta

Hybrid

Honeywell

Conduent

MPG

Greenlight Guru

StateSystems

Ally

Perkin

Zoominfo

Emburse

EZG

Active

HOW IT WORKS

Send

Every message comes with a way to pay. Stuut drops a payment link into every email, text, and call follow-up, so customers pay on the spot. No hunting for bank details or remit-to information.

Pay

Customers choose ACH or card, complete payment on a hosted page, and get instant confirmation.

Route

Stuut routes each payment across your processors based on how the customer wants to pay and what it costs you, keeping more volume off 2.5–3.5% card interchange.

Apply

Every Stuut payment already knows where it belongs. The link is tied to the invoice, so cash is matched and applied the moment it lands.

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"Stuut helped us collect faster, improved our working capital, and freed the team from manually chasing low-value AR."

Andrew Ross

Action Elevator, Interim CFO

YOUR EXISTING STACK

Keep your rails. Let Stuut route the traffic.

Use the processors you already have

Stuut routes across the payment providers you already use. No lock-in.

Keep the ways customers already pay

ACH, card, wire, and check all stay in the mix.

Everything stays connected

Payments post back to your ERP and AR records. Nothing to reconcile.

Security server illustration

Security

Your data is in good hands

The world’s largest enterprises expect trust, reliability and security by default. Stuut is built to that standard, with encrypted and tokenized data, auditable actions and controls that stay in your hands. Payment details stay protected throughout, so sensitive information and money only move where they’re supposed to.

SOC2 Type 2

GDPR

AES-256 Protection

SSO SAML

HIPAA

any more questions?

FAQ

What payment methods does Stuut support?

ACH and card. Buyers pay whichever method fits their AP process, and Stuut keeps a record of what each customer uses.

How do customers actually pay?

Every collections message can carry a payment link scoped to the specific invoices. One click opens a hosted payment page where customers pay by ACH or card and get an instant confirmation. No bank details to copy, no remit-to address to find.

How does Stuut reduce the risk of payment fraud?

Customers pay through a hosted portal scoped to their specific invoices — one click, ACH or card, instant confirmation. Payee and bank details are locked in and verified on Stuut's side, so nothing sensitive is floating around in emails or PDFs for someone to intercept or alter. Every payment routes to the verified account, which closes the door on the wrong-account and invoice-swap fraud that hits AR teams.

Is it secure and compliant?

Card data is handled by PCI-compliant processors, not stored by Stuut. The platform is SOC 2, with encryption in transit and at rest and SSO/SAML for access control.

How does Stuut lower our cost to accept?

Card interchange runs 2.5% to 3.5%, which on a low-margin order can cost more than the margin itself. Stuut shapes the method mix and routes payments across rails toward lower-cost methods like ACH, so fees stop eating operating income.

Does the payment reconcile automatically?

Yes. Because the payment link is scoped to the invoice, a payment made through it is tied to that invoice the moment it is made. There is no separate remittance to chase and no bank-feed reconciliation to run.

What happens when a payment fails?

ACH returns, NSFs, and declined cards each trigger a re-collection cycle. Stuut ties smart retry into the collections cadence so a failed payment is handled in the existing follow-up flow instead of restarting the chase.

How long does implementation take?

Most customers are live in days. Stuut connects to your processor and your ERP and starts sending scoped payment links immediately. No separate payments module to stand up.

How is Stuut different from Versapay, Billtrust, or Paymentus?

Those are payment modules bolted on beside collections and configured by a different team. In Stuut, the agent that writes the dunning message is the same agent that generates the payment link and reconciles the inbound payment. One loop, no template drift, no reconciliation gap.